3 simple strategies that made me >$145K profits

A few days ago, someone asked me something that really stayed with me. “Chloe… how are you making profits without even watching the market all day?” I smiled. Because I used to be that person too. The one refreshing charts every few minutes.The one feeling anxious whenever the market dropped.The one thinking investing = stress. […]

What I’m Doing With $100K in 2026 — Earning 4% Without Stress with Chocolate Finance

chocolate finance

Before aggressive investing…Before options…Before chasing growth… You must optimise your cash layer. Emergency funds.War chest.Liquidity. In 2026, cash is not trash — if managed correctly. Why I Personally Use Chocolate Finance I currently have over $100,000 parked inside Chocolate Finance, across both SGD and USD. And so far, it has generated me over S$1,400 — […]

My $500,000 Disappeared Overnight… What Happened?

webull vs longbridge cover

My Webull account went from over $900,000 to only $400,000 left. WHAT HAPPENED? Before you panic—don’t worry, I didn’t blow up my portfolio with risky trades. In fact, my portfolio has been growing stronger than ever with my ETF and options strategy. But when I logged in the other day… Simple—I transferred over $400,000 worth […]

I’m Thinking of Investing $100K Into This Brokerage—Here’s Why

chloe's portfolio

Yes, you read that right. Even though I already have close to $900K SGD in Webull and another $250K+ SGD in Moomoo, investing in stocks and options. I’m now seriously considering parking another six-figure sum into a third brokerage account. Why? Because I recently came across Longbridge Singapore, and their rewards and platform benefits are […]

A story I’ve never told fully…

dollarandsense chloe lin

When I was younger, my grandmother used to water down soap just to make it last a bit longer. She reused every plastic bag, saved every coin, and made frugality a way of life. That mindset shaped me deeply.Even when I started working, I avoided luxury items, rarely dined out, and saved as much as […]

The Most Expensive Decision of My Life

making the stage chloe

This is the most expensive program I’ve ever signed up for in my life. Over $15,000 SGD — for just five days at Making the Stage. Before the training, I kept wondering:Am I crazy?Did I just make a huge mistake?Is this really worth it? I couldn’t shake the doubt. What if I walked away with […]

Greed and Fear Index Hits Extreme Fear—Should You Buy or Stay Cautious?

Greed and Fear Index

The Greed and Fear Index is flashing extreme fear, and the stock market is feeling the pressure. With Trump’s latest tariff bombshell hitting Canada, Mexico, and China, investors are panicking, and stock prices are dipping.📉 Trump has long maintained that tariffs are a useful tool to correct trade imbalances and protect US manufacturing. He has […]

Taking a Sabbatical: Why I’m Embracing the Unknown and You Should Too

taking a sabbatical bibiana

It’s been a week since I made the decision to take a six-month sabbatical in Canada later this year. Many of you have reached out to congratulate me, calling me courageous for taking this leap. But if I’m being completely honest, I feel a mix of excitement and fear. Because making this decision also means […]

Why ETF Investing is the Best Strategy for the US Stock Market

why etf investing howard marks richer wiser happier

As an investor, I’m always looking for the best ways to grow my wealth safely. Recently, I re-read Richer, Wiser, Happier by William Green for the third time, and it reminded me why ETF investing is one of the best long-term investment strategies for the US stock market. One of the most insightful chapters covers […]

Warren Buffett’s Investment Advice for Women

Warren Buffett’s Investment Advice for Women gathering

Last night was truly special, and I just want to take a moment to thank each and every one of you who attended my Money Valentine’s Party! I was overjoyed to see 50 of you turn up for the event, and what touched me the most was the opportunity to empower more women to take […]