Last Updated: 1-Aug-2025
PLEASE READ: This Privacy Policy outlines how Inspire.co Pte Ltd (“we,” “us,” “our”), operating under the brand Arigato Investor and Chloe Lin, collects, uses, stores, and shares your personal data. By using our website, enrolling in our programs, attending our events, or engaging with us in any way, you agree to the terms set out below.
1. WHO WE ARE
Inspire.co Pte Ltd is an education company based in Singapore. We operate under the brand names “Arigato Investor” and “Chloe Lin.” We provide educational content, programs, and coaching related to investing, wealth-building, and personal development.
2. INFORMATION WE COLLECT
We may collect and process the following types of data:
a. Information You Provide to Us Directly:
- Name, email address, phone number
- Billing and payment information
- Survey responses, feedback, and testimonials
- Communications via email, messaging apps, or social media
b. Automatically Collected Information:
- IP address, browser type, operating system
- Device identifiers
- Website usage data and interaction behavior
c. Information from Third Parties:
- Analytics tools (e.g. Google Analytics)
- Social media platforms (e.g. Facebook, Instagram)
- Advertising partners and referral platforms
3. HOW WE USE YOUR INFORMATION
We use your data to:
- Deliver services and programs you sign up for
- Process transactions and payments
- Communicate updates, promotions, and educational content
- Administer memberships and course access
- Understand user behavior to improve our offerings
- Respond to inquiries and customer service requests
- Comply with legal and regulatory requirements
4. LEGAL BASIS FOR PROCESSING
We rely on the following legal bases:
- Your consent (where applicable)
- Contractual necessity (e.g. providing services you’ve requested)
- Legitimate interests (e.g. improving our services, marketing)
- Legal obligations
5. WHO WE SHARE YOUR INFORMATION WITH
We may share your information with:
- Payment processors (e.g. Stripe, PayPal)
- Email service providers (e.g. ActiveCampaign, ConvertKit, beehiiv)
- Hosting providers and software platforms
- Advertising and analytics partners
- Regulatory authorities (when required by law)
We do not sell or rent your personal data to third parties.
6. DATA STORAGE AND SECURITY
We store your information on secure servers and take reasonable steps to protect it. However, no method of transmission over the Internet or method of electronic storage is 100% secure.
7. DATA RETENTION
We retain your personal data as long as necessary to provide services, fulfill legal obligations, resolve disputes, and enforce agreements.
8. INTERNATIONAL DATA TRANSFERS
Your information may be transferred to and stored in countries outside your own, including the United States, where our service providers may be located. By using our services, you consent to such transfers.
9. YOUR RIGHTS
You may:
- Request access to the personal data we hold about you
- Request corrections or updates
- Withdraw consent for marketing
- Request deletion of your data (subject to legal limitations)
For EU, UK, and California residents, additional rights may apply under the GDPR or CCPA.
10. COOKIES & TRACKING
We use cookies and similar technologies to track activity and improve user experience. You may control or disable cookies via your browser settings.
11. CHILDREN’S PRIVACY
Our services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.
12. CHANGES TO THIS PRIVACY POLICY
We may update this policy from time to time. The most recent version will always be available on our website with the effective date listed at the top.
13. CONTACT US
If you have questions or concerns about this Privacy Policy or your data or our Terms & Conditions, please contact us at:
Inspire.co Pte Ltd
Email: hi@arigatoinvestor.com
We are an education company and are not regulated by the Monetary Authority of Singapore (MAS), as we do not provide regulated investment services. Always consult a professional financial advisor for specific investment advice. All investments carry risk and are not suitable for everyone.